Pawn vs. Sell

Pawn An Item

If you have a valuable you don’t want to sell, you can pawn the item. Customers submit their property/item as collateral for a pawn loan at a very low percentage rate. Roman pawn will issue the customer a specific amount of money to borrow against the item for up to 90 days. When the customer pays back their loan, their merchandise is returned to them. No credit checks. No consequence to the borrower if they decide to NOT pay back their loan.

Roman Pawn will offer collateral loans for a low 4.5% interest rate specified by the Laws of New Jersey. We specialize in short-term small loans. Roman Pawn can offer this type of transactionl because the customer offers their own property as collateral. When the customer pays the loan back, the property is returned. We as a pawnbroker can lend amounts of money for up 30, 60 or 90 days if needed. Secured short-term loans from pawnbrokers are highly regulated,  and all the terms of business are clearly stated in a government-regulated contract.

Sell An Item

Once you sell an item, Roman Pawn will pay you a set amount of money for your item. In order to sell an item,  acustomer must provide the following:

  • Valid picture identification showing customer is over 18 years old.
  • Seller must sign to the fact the said item belongs to him/her.
  • Iitems which are sold to Roman Pawn may be sold as scrap gold once the sale is made.
  • Selling an item is final.
  • All transactionas are final and CAN NOT be reversed.

Once a customer accepts the estimate Roman Pawn offers, there is no way to receive that item back. The customer relinquishes all ownership of said item.